Wealth Planning
Optimizing Your Financial Future
We assist you in creating a solid financial plan that will stand the test of time. Our process is based on three key aspects of asset management: building wealth, making it tax-efficient and protecting it. With these goals in mind, we help you create a financial strategy and regularly review it for optimal performance. A well-laid plan provides you and your loved ones with a path toward financial independence, security, and if desired a lasting legacy.
Our Wealth Planning Process
Your financial needs will evolve. We’ll be there when they do. Our process is designed to deliver consistent and reliable guidance throughout our relationship.
Discover
Data Gathering
Strategic Advisor Roundtable Meeting
Investment Planning
Advanced Planning
Ongoing Review and Updates
1. Discover
Understand goals, values, and dreams for the future. Define legacy desires. Create a diagnostic analysis of the current financial situation.
2. Data Gathering
Extensive collection and assessment of all financial data relevant to plan development.
3. Strategic Advisor Roundtable Meeting
All advisors that need to collaborate on all aspects of the plan review and make observations on potential strategies to be considered for implementation.
4. Investment Planning
Recommendations and analysis on current investment structure. Detailed outline of our investing approach tailored to a client’s unique situation and financial position.
5. Advanced Planning
Comprehensive evaluation of financial needs and solutions to include estate analysis, charitable giving, college planning, special needs planning, financial legacy planning etc.
6. Ongoing Review and Updates
Regular meetings to review the implementation of the plan. Update according to changing circumstances and needs.
Together, we can secure a better future – Wealth planning can be overwhelming. You are not alone. Discover the people who will help you build a financial plan for life.
Financial Planning for Individuals and Business Owners
As a business owner, your financial position requires more attention and strategy. The Lumen Wealth Advisors approach is a holistic strategy for integrating all aspects of your finances: