Investment Management

GOAL-Based Investing with a personal touch

Every investment strategy is built around key elements of your customized financial framework: the goals you want to reach, your timeline to achieve them, your level of risk tolerance, tax efficiency and other tax concerns, and more.

We recognize that your wealth can help you live a happier life – if you use it in ways that are most likely to generate the highest levels of emotional satisfaction and well-being. We ask a critical question – Are you focused on what really matters?

We offer investment strategies designed to meet your goals on time and build your retirement or financial legacy. When markets are uncertain, we are the anchor, a source of stability in times of uncertainty and volatility. We’ve navigated through tremendously difficult economic times; we’ve been through those uncertain times before, and we will with all our current and future clients.

Our Investment Process

1

Setting Investment Objectives

2

Establishing Investment Policy

3

Identify Portfolio Strategy

4

Selection of Investments in Portfolio Architecture

5

Measuring and Evaluating Performance to Goals

Our Mission

  • Financial Planning
    Coordinating investment with overall financial planning. Aligns your goals, assets, time horizon, and risk tolerance.

  • Tax Alpha
    Active tax-managed investing aimed at minimizing tax drag and maximizing net after-tax wealth.

  • Rebalancing
    Systematically directing investor cash flow and reallocating assets to stay goal-aligned.

  • Strategic Income Planning
    creating needed sources of income to diminish the sequence of returns risks when income is most needed.

  • Behavioral Finance Coaching
    Providing discipline, guidance, and alignment on your investments so impacts to your overall wealth are known before major changes are made or funded.

  • Cost-Effective Strategies
    Focus on liquidation and withdrawal strategies that minimize cost and taxes.

  • Portfolio Architecture
    No asset class is out of reach; full use of alternatives where appropriate; asset allocation is a primary function to stay uniquely diversified in the most effective way possible.

LIQUIDITY

Wealth for now
Are you ready for life’s surprises?
In a world of uncertainty, how can you move forward with confidence? A liquidity strategy can help. It’s designed to provide cash flow for short-term expenses, so you can be ready for what comes your way.

INCOME

Income for now or a lifetime

Do you want to guarantee a portion of your income?

The peace of mind obtained to have 20% to 40% of monthly income largely guaranteed can be priceless. Income streams can help offset sequence of returns risk in volatile markets.

LONGEVITY

Wealth for later

How do you approach your financial future with confidence?

Having a Longevity strategy can help you overcome changing market conditions by helping you make long term plan for things like selling your business, purchasing a vacation property or retirement. We target growth of your wealth over time.

LEGACY

Wealth for heirs and unborn heirs

What will your legacy be?

Your thoughts about legacy mature as you do. A Legacy strategy can help you gain more control over your financial future and what you leave behind, so you can move forward with confidences that your goals have been met.